Frequently asked questions

Our Virtual Finance Office (VFO) function is an outsourced accountancy solution providing you with all of the services you would expect from an in-house finance department.

  • You replace the need to recruit and train.
  • Work continues during holidays and sickness.
  • You receive financial input from a professional.
  • You eliminate overheads and admin burden.
  • Bookkeeping
  • Management Accounting and Reporting
  • VAT Returns
  • Credit Control
  • HMRC Compliance
  • PAYE
  • Tax preparation and filing
  • Administration

You have full control over your business as a sole trader or limited company.

It is a much simpler process to set up as a sole trader rather than a limited company. Always look at what is best for you and your business before making a decision.

You will have to register with HMRC in both cases. Registration with Companies House is for Limited Companies.

Yes, as a sole trader you can hire employees. As an employer you must comply with the legal obligations that any other employers have.

Yes, as a limited company you will have to file annual accounts with Companies House every year.

Sole Traders complete a Self Assessment tax return each financial year and submit to HMRC.

Limited Companies have to submit Corporation Tax along with their annual accounts and Directors are required to complete a Self Assessment.

As a Sole Trader you are liable for all debt that your business incurs.

As a Limited Company your business is a separate entity and therefore all business debt belongs to the business.

Get in touch with a Ruby professional today